What’s the deal with all the Enterprise in Florida?

21 Feb

Herold

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What’s the deal with all the Enterprise Florida/Visit Florida hubbub? You may have heard some commotion surrounding Enterprise Florida and Visit Florida in the news lately. This issue has the potential to dominate Florida’s 2017 legislative session. HB 7005, sponsored by Rep. Paul Renner (R-Palm Coast), does several things in relation to economic programs in... Read more »

What do you think is the average 30-year mortgage rate?

19 Feb

Herold

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Average 30-year mortgage rate dips to 4.15% Mortgage buyer Freddie Mac says the rate on 30-year, fixed-rate loans eased to 4.15 percent from 4.17 percent last week. The benchmark rate stood at 3.65 per cent a year ago and averaged 3.65 percent through 2016, the lowest in records going back to 1971. The rate on... Read more »

Do you think the listings shortage won’t ease anytime soon

17 Feb

Herold

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The listings shortage won’t ease anytime soon Forecast: Existing-home sales will expand 1.7 percent in 2017 – but a new housing affordability model created jointly by the National Association of Realtors® (NAR) and realtor.com predicts an inadequate number of listings on the market at many income levels. A new Realtors Affordability Distribution Curve and Score... Read more »

How do I get my credit better to have a good credit score

17 Feb

Herold

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Your credit is about to get better The three major credit bureaus, and one forward-thinking debt collector, are making changes that could allow millions of people to get loans they’ve unfairly been denied. Equifax, Experian and TransUnion plan to remove civil lawsuit judgments – where a creditor has sued and won in court – and... Read more »

Do you the Percentage that say it is a good time to buy a house in Florida

17 Feb

Herold

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50.1% in Florida say ‘It’s a good time to buy a house’ Homeownership nationwide is at a record low, but a slim majority of Floridians (50.1 percent) say it’s a good time to buy a house, according to a newly released University of Florida (UF) survey conducted in October and November. Only 19.3 percent thought... Read more »

Why do you think Home repossessions return to pre-crisis pace

16 Feb

Herold

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Home repossessions return to pre-crisis pace For the first time since the national housing crisis, the monthly pace of completed foreclosures has fallen back to pre-crisis levels. Residential loans that were at least 90 days past due accounted for 2.6 percent of all U.S. loans outstanding as of year-end 2016. The rate of serious mortgage... Read more »

Do you think Did TRID work, because fifty percent still surprised by closing costs

16 Feb

Herold

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Did TRID work? 50% still surprised by closing costs A national consumer survey of recent homebuyers explored whether the year-old TILA-RESPA Integrated Disclosure (TRID) rule has achieved its goal – to help consumers better understand the closing costs associated with purchasing a home. The survey found that many homebuyers were surprised by some closing costs,... Read more »

Did you know that the Price war could lower the cost of your cellphone

15 Feb

Herold

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Price war could lower the cost of your cellphone Legere, who jump-started the move toward unlimited data plans and isn’t shy about attacking the biggest carriers for their pricing, announced that customers on T-Mobile’s $70 unlimited T-MobileOne plan will get HD video and up to 10GB of high-speed “hotspot” data at no extra cost, taxes... Read more »

Do think this Fed action could send mortgage rates higher

15 Feb

Herold

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This Fed action could send mortgage rates higher Getting out of the bond-buying business as the economy strengthens could help lift 30-year mortgagerates past 6 percent within three years, according to Moody’s Analytics Inc. Getting out of the bond-buying business as the economy strengthens could help lift 30-year mortgagerates past 6 percent within three years,... Read more »

Do you think that the immigration reform impact Florida

15 Feb

Herold

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How will immigration reform impact Fla.? On the national stage, President Donald Trump’s immigration-policy reform actions will probably affect state economies and perhaps the real estate industry, though it’s not yet clear what the rules will be or their impact. WalletHub analyzed data to weigh how each state’s potential impact, however, based on a ranking... Read more »